On January 20, the Traffic Police in Ladakh, in collaboration with Biker’s Union Ladakh, organized a road safety awareness campaign and a socio-economic schemes camp at Changspa, Leh. The event aimed to enhance road safety and featured a partnership with RTO Leh, Jammu Kashmir Bank, and United Insurance for an impactful awareness session for the Biker’s Association Leh.
Coinciding with the initiation of the Central Government’s Road Safety Awareness Month from January 15 to February 14, the session covered various road safety measures and central government schemes. Senior Manager from Jammu Kashmir Bank, Toldan, and a representative from United India Insurance, Rinchen, highlighted central government initiatives such as Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Jan Dhan Yojana, Pradhan Mantri Suraksha Bima Yojana, and Atal Pension Yojana.
According to Pradhan Mantri Jeevan Jyoti Bima Yojana, beneficiaries pay a ₹436 premium to receive a ₹2,00,000 Life Insurance Cover for their families. Pradhan Mantri Jan Dhan Yojana creates a Zero-Balance Basic Saving deposit Account with a free inbuilt accident Insurance Cover of ₹2,00,000. Pradhan Mantri Suraksha Bima Yojana requires a ₹20 premium for an Accidental Insurance Cover of ₹2,00,000 for Death/Permanent Disability and ₹1,00,000 for permanent partial disability. Under the Atal Pension Yojana, beneficiaries can avail a monthly Lifetime Pension ranging from ₹1,000 to ₹5,000 from the age of 60 with nominal contributions.
These schemes, featuring minimal premiums, aim to alleviate financial burdens resulting from road accidents. Notably, 43 members of the Biker Association registered for these insurance schemes during the campaign.
Superintendent of Police, Traffic, UT-Ladakh, Mujeeb ur Rehman, and DYSP Traffic, Leh, Mohd Baqir, shared crucial information on road safety measures to reduce accidents and fatalities. ARTO Leh, Mohammad Anzar, contributed to the session by discussing mandatory vehicle documents and the correct procedures to obtain them.